Business Owner's Policy (BOP)
As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage, you don’t, however, have time to become an expert in business insurance. This is where I can help.
A Business Owners Policy (BOP) assembles all the basic coverages required by a business owner into one insurance package for small to medium-sized businesses.
A typical business owner’s policy (BOP) includes:
In addition to advising you on the right coverage, we provide additional services such as:
Note: Not all businesses qualify for a BOP.
As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage, you don’t, however, have time to become an expert in business insurance. This is where I can help.
A Business Owners Policy (BOP) assembles all the basic coverages required by a business owner into one insurance package for small to medium-sized businesses.
A typical business owner’s policy (BOP) includes:
- Property insurance
- Business interruption insurance (usually for up to a year of lost revenue resulting from an insured property loss)
- Crime insurance
- Liability insurance
In addition to advising you on the right coverage, we provide additional services such as:
- Competitive Rates – many of the insurance carriers we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
- Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
- Loss Prevention Programs – with our insurance company partners, we can evaluate your business’ current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
Note: Not all businesses qualify for a BOP.
