Commercial General Liability

Commercial General liability is a broad policy that covers general liability exposures of a business. Accidents do happen and you need some form of general liability insurance to safeguard your livelihood. I recommend that all businesses have general liability coverage in place.
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Additional Commercial Liability Insurance Coverages

• Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, architects, engineers and technology companies. I recommend that all professional and technology companies have E&O coverage.

• Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, I recommend considering this type of coverage.

• Directors and Officers Insurance (D&O)

D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company.
 
General liability insurance is also available in a Business Owners Policy (BOP). To find out more about these coverages, as well as other products and services, give me a call.